Roman Kurganov

Conducted a full review of the client’s asset structure, following which a new multi‑layered family wealth management system was developed. The structure incorporated trust and life insurance solutions from several international providers. The client’s and heirs’ tax positions were optimized, ensuring predictability and transparency in succession.

Established a private foundation in a European jurisdiction, designed a governance framework, and drafted individualized beneficiary rules. Additionally, a major insurance provider was engaged to implement a long-term life insurance–based accumulation structure, ensuring enhanced asset protection and restricting third-party access.

Developed a comprehensive architecture based on an international life insurance policy issued by a leading global insurer, enabling the consolidation of financial assets into a single vehicle. Several succession scenarios were prepared for family members, including allocation mechanisms and controlled access to liquidity.